Thank you Cezar!
A few years ago, in the midst of the worst of economic times, I was looking to do a cash out refinance on a commercial loan. Being new to the loan and refinance world and weary of all I had been hearing of predatory lending practices, I wanted to work with someone who would have my best interest at heart. I thought of Cezar whom I had met at a Chamber of Commerce mixer and gotten on his e-mail list. His emails were warm, informative and genuine so I felt I'd be in good hands with Cezar.

I met with Cezar and he listened to what my situation was and he offered me advice and listed out all my various options (even some I had no idea existed or could be available to me). He didn't push anything upon me just provided me with my choices and he let me choose what I was most comfortable with. Once I had made my decision he went to work and it was kind of cool seeing him in action.

Cezar and his office staff really kept on top of things. I'm a bit of a procrastinator when it comes to fiscal matters because I don't enjoy paperwork but they made sure to get in touch with me by phone or email at least once a week throughout the process to keep me informed & ensure I submitted things they needed. I appreciated that they were on top of things even when I may have dropped the ball.

I got approved for the loan which was right for me and that I felt comfortable with.

I have called on Cezar a number of times since he did my loan for miscellaneous advice on other real estate matters and he is ALWAYS willing to take time out of his day to call me or email me and help guide me in the right direction.

Lori K
Orange County, CA

 Cezar and his support staff go above and beyond.   Without Cezar's persistence and wise council, we would have pulled out of our offer and not purchased the wonderful home in which we now reside.  We ran into road blocks in several steps of the closing process, but Cezar kept a clear head.  With his years of experience,  he was able to wisely walk us through it.    In the end we got an amazing deal and a lovely home.  Thank you Cezar!  We wouldn't have been able to do it without you.

Megan O
San Diego, CA

I spoke to a number of lenders and brokers when I started investing in apartment buildings and Vinny has consistently offered me the best rates with the best terms.  He was very candid about the pros and cons of my choices, and everything he said was absolutely clear and accurate.  He provided me with complete and detailed information almost as soon as I asked for it, and was extremely sensitive to my particular situation.  His follow through was fantastic and he made the entire process extremely easy and comfortable.  There were no issues whatsoever, and it was one of the best professional experiences I have ever had.  I only regret that there are only 5 stars to give Vinny and Beach Lending.

Ben C
Los Angeles, CA

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