Thursday, October 1, 2015

Federal Reserve rate rise in October?

It seems that most of the markets are just waiting to see what the Fed will do, however it also looks like the Fed is waiting on the markets to move in a way to allow them to raise interest rates.

Video on possible Fed Rate Hike

With all the negative news coming out of Syria regarding the Russians and the USA clashing on what is actually needed in the Middle East, we can expect the 30 year rates to stay lower for a while even if the Fed does raise short term interest rates, as investors will keep their money in safe US Bonds, until this all gets resolved.

Raising short term rates will mostly affect people who have an "Home Equity Line of Credit" (HELOC) usually it's that adjustable line of credit that we have as a 2nd on our homes.

If and when the Fed raises rates, it will only help the banks in this case, as it will cost homeowners more every month and the banks will make more on the loans they already have out there.

If they raise them quickly like they did in the early 2006's then we will see a slowing of the economy again as people will just have less money to spend,

It will also cost business to borrow capital which will ultimately require them to cut back on expenses (layoffs) or raise prices to stay in business, again hurting the average person trying to put their kid through school or just keep up with the normal bills.

If you find this info helpful, funny or interesting, and want to hear more on this topic please let me know by commenting on this blog, as well as, sharing it with friends, family, and co-workers 


81 comments:

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  39. Good day everyone My Name is Mr. Mohd Wazieuddin Shah Bin Shabul Mashor am from Singapore i am here to inform or refer anyone of you seeking for a genuine loan lender to this company as i just received my loan amounting to $20,000.00 yesterday from this company avoid scam because am a living testimony contact them via this email: (mrslindarobertloanfirm@gmail.com) and please indicate my name as referral

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  53. Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

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  54. Hi friends am so very much happy today i have gotten my loan from QUICKEN LOANS into my account successfully to pay my bills and take good care of my family, if you need a loan too email her and get yours too, contact them now on quickenloanfunds@gmail.com whats-app on + 1 (716) 592 6230

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  55. If you need a loan do contact the best loan lender of all time Gilbert Aburimen on company email: (gilbertaburimenworldloans@yahoo.com)

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  57. Hello Everybody,My name are Mr Christian Fort. I am a happy Man today? and i told my self that any loan lender that rescue me and my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $130,000.00 to start my life all over as I met this honest and GOD fearing man loan lender that help me with a loan of$130,000.00 US. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him, tell him that is Mr Christian Fort, that refer you to him. contact Mr Clinton Ken with this very email (clintonkenloanfirm@gmail.com) with this following details to proceed.Full name:Gender:Marital status:Occupation:Country:Contact Address:Monthly income:The requested loan: the amount of Loan Duration:Telephone number:The reason for the loan:

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  58. Good day if you need a loan of any kind then you have to contact me for a convenient loan service at interest of 2%, if you need loans such as -

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  59. Hello everyone, My name is Brandon Babuccu, I am from the Alabama, United State, am here to testify of how i got my loan from MRS SUSAN JAMES LOAN Company{susanjamesloanfirml07@gmail.com}after i applied Two times from various loan lenders who claimed to be lenders right here this forum, i thought their lending was real and i applied but they never gave me loan until a friend of mine introduce me to MRS SUSAN JAMES LOAN COMPANY, who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I had doubts but i never seize to believe. I never thought there are still reliable loan lenders until i met MRS SUSAN JAMES LOAN COMPANY who really helped me with my loan and changed my life for the better. I know there are still many good lenders out there but i would advise you to try MRS SUSAN JAMES LOAN COMPANY, his caring and understanding. don't know if you are in need of an urgent loan also or want funding for your projects, So feel free to contact MRS SUSAN JAMES LOAN Company his email address:susanjamesloanfirml07@outlook.com Or Whats-app Number:+1(587)206-1157 Or contact there Website: https://susanjamesloanfirm.wixsite.com/loan-officer

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  60. We Offer Private, Commercial and Personal Loans with very Minimal annual Interest Rates as Low as 4% within a year to 15 years repayment duration period to any part of the world, our loans are well insured for maximum security is our priority. Interested applicants should contact us for more information via email: jessewarrenloans@gmail.com OR : jessewarrenloans@fastservice.com

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  61. We offer personal loans up to $ 100,000, you are looking for a business loan and have been denied by a bank, we can help with loans of $ 5,000 to a maximum of $ 100,000 * that can help you get your business Rebuild and get you back Can bring you on a path to a better financial future.

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  63. I am happy today that i got a loan from this legitimate company after many years of been financial down and also got scammed in the process until i met this great company who helped me with a loan of $30,000 and i will advice all loan seekers to contact this company on: streetcapital11@gmail.com OR you can Whats-app @ +12267809767

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  64. I live in USA Florida and i am a happy woman today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs Sharon Coolidge referred you to them. barrymoreloans12@gmail.com or you can text +19725345446

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  66. Do you want to start up a new business? And you need huge finance to start your business today??? Do you need a trustable loan company with a low interest rate of 3%??? Contact Mr Thomas at Thomasrivera101@outlook.com or call +1-631-542-4685

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  67. I live in USA Florida and i am a happy woman today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs Linda Sweeney referred you to them. danielsilva59491@gmail.com or you can text +1(516) 350-5832.

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  68. Good Day Everyone,

    Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via Email: info.cashcraft84@gmail.com

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via Email: info.cashcraft84@gmail.com


    We offer the following types of loans:

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    Copyright 2018. All rights reserved.
    ======================================================================================================================================================
    Dr.Cash Craft.

    (MD) INFO CASH CRAFT LTD Credit Company information in this letter, in transmission of confidential and exclusive definition of the intended recipient (s). If this is not the recipient, you are hereby notified that unworthy definition, disclosure, dissemination, distribution (with the exception of the receiver), copying, taking unworthy action, because this information is strictly prohibited under the law.

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  69. Good Day Everyone,

    Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via Email: info.cashcraft84@gmail.com

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via Email: info.cashcraft84@gmail.com


    We offer the following types of loans:

    * Car Loan
    * Home Loan
    * Mortgage Loan
    * Investment Loan
    * Commercial Loan
    * Construction Loan
    * Debt Consolidation Loan
    * Business Loan [secure and unsecured]
    * Personal Loan [secure and unsecured]
    * Student Loan and so many more.

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via Email:info.cashcraft84@gmail.com
    WhatsApp Number: +1 (437)370-4146

    Copyright 2018. All rights reserved.
    ======================================================================================================================================================
    Dr.Cash Craft.

    (MD) INFO CASH CRAFT LTD Credit Company information in this letter, in transmission of confidential and exclusive definition of the intended recipient (s). If this is not the recipient, you are hereby notified that unworthy definition, disclosure, dissemination, distribution (with the exception of the receiver), copying, taking unworthy action, because this information is strictly prohibited under the law.

    ReplyDelete